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Discussing prenuptial agreements, Pt. 1

Some couples don't even consider a prenuptial agreement before they get married. There's nothing wrong with this, per se. Every couple can make their own decisions about how they want to handle their relationship. But let us make the case for prenuptial agreements, and why this document can be so helpful to couples all across the country.

The utility of prenuptial agreements is that they allow a couple to customize and define how they want their divorce to proceed -- that is, should one occur. Without a prenuptial agreement, the couple must follow the basic laws and rules laid out by the state, unless they can reach an agreement after they file for divorce -- an often testy time where neither spouse is happy with the other, and thus it can make for difficult negotiation sessions.

Prenups, though, have a bad reputation. Many years ago, they were seen as predictors of divorce, and that newlywed couples shouldn't have to think about the prospect of divorce before they walked down the aisle. Since then, though, prenups have become more popular and couples are starting to see their utility.

In fact, just having the discussion about a prenup before you get married (even if you eventually elect to avoid a prenup) can be beneficial. The prenup talk triggers an important financial conversation between the spouses, allowing them to venture into a discussion they may not necessarily have had otherwise.

Even if you want a prenup after you have walked down the aisle, the opportunity has not been lost. A postnuptial agreement is nearly identical to a prenuptial agreement and can cover much of the same ground as a prenup.

Source: FindLaw, "How to Determine if a Prenuptial Agreement is Right for You," Accessed Sept. 9, 2016

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