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Your cellphone can help you in the wake of a car crash

You were driving safely when someone else swerved into you or hit you from behind. Suddenly, you're seeing stars and your car is a wreck. In the immediate wake of a serious motor vehicle collision, there are certain things you should do to protect yourself. First and foremost, use your phone to call for emergency services, including medical help and law enforcement. Then, assess the situation to determine if you can safely move. If you can, you may need to exit your vehicle, especially if it is blocking the flow of traffic and could get struck by another vehicle.

You may speak to the other driver, or even need to offer first aid to someone in your vehicle or the other vehicle involved while waiting for help. Whatever you do, you should not apologize, as it can later get interpreted as a statement of responsibility for the crash. Once law enforcement arrives, make sure you relay your version of events as calmly and accurately as possible. The police report will play an important role in the process of making an insurance claim, so having adequate and accurate information in the report can make a major difference for your financial situation.

Your cellphone can help prove your version of events

While you shouldn't be using your cellphone while driving, using it after an accident can be a wise decision. Once you are safe, you should document the scene of the crash. You can quickly record the scene, which is critical. In cases where crashes are clearly caused by one driver, the responsible party may lie or deny wrongdoing in the hope of avoiding a citation or any kind of financial liability. You want to be able to prove your version of events to insurance companies or the courts.

Document everything before it's too late

In many accidents, vehicles get moved right away to ease traffic congestion. The new positions of the vehicles may not accurately relay the crash itself, which can cause issues for law enforcement officers and insurance companies. You should also record yourself describing the moments leading up to the accident, to ensure that you have an accurate record of what happened.

You may think your injuries are minor, but some injuries, like whiplash or even traumatic brain injuries, can take days or weeks for symptoms to fully develop. Medical professionals can document your injuries, which is critical to the success of any future insurance claim. Seek out medical care and monitor yourself for symptoms, especially if you lost consciousness during the accident. Delayed diagnosis can make filing a claim harder, but good documentation can protect you from an unfair denial.

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